Greece working paper dissects consumer credit
A working paper published by the Bank of Greece, on November 14, investigates the demand and supply factors that determine the levels of consumer credit in the country.
The authors, Sophocles Brissimis, Eugenie Garganas and Stephen Hall, separate the different factors from the aggregate with the use of multivariate cointegration techniques, and say their identification is consistent with the existence of a bank lending channel in the country.
Their analysis covers 1990–2008, to contrast the
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