Fintech Benchmarks 2025 – model banks analysis
Data breakdown reveals differences in CBDC research, AI use and adoption of the cloud
The fintech model banks analysis offers additional breakdowns of the Fintech Benchmarks 2025, shedding light on patterns of central bank digital currency research, artificial intelligence use and the cloud, among other topics.
In some areas, the distinction between larger and smaller central banks, and those in different economic categories, does not seem particularly significant. Structural choices on whether teams are centralised or decentralised – or indeed if a fintech team exists at all –
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