Half of planned CBDCs designed to be programmable
Two-thirds of wholesale CBDCs likely to be programmable
Half of respondents to the Fintech Benchmarks 2025 are developing their central bank digital currencies with programmable features.
Seven of 14 institutions say their CBDCs are structured with programmable capabilities.
Programmable CBDCs allow automation with set rules and conditions. Lately, some organisations have highlighted a divide between the two forms of programmable CBDCs – programmable payments and programmable money. While the former actualises fund transfers based on pre-set
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